![]() The warning signs of identity theft often reveal themselves following incidents like data breaches, phishing scams, social media impostor scams, theft of your social security number, theft of your driver's license, and physical theft of your wallet or smartphone. Remember to unlock or unfreeze your credit information for any credit applications. Placing a lock or freeze on your report will not impact your credit score. Securing your credit file with a credit lock or freeze can restrict unauthorized access to your credit report and prevent identity thieves from opening new accounts, such as credit cards and loans, in your name. With Aura, you're able to instantly lock your Experian credit with a tap, and our agents are ready to help you navigate freezing your credit files and getting you set up with credit monitoring. We recommend locking or freezing your credit files if you are a victim of identity theft. $1 Million Identity Theft Insurance*: Every plan comes with an insurance policy that covers eligible losses and fees due to identity theft.Ĭall us at 1-84 to learn more about the financial fraud protection features included in our plans.Lost Wallet Remediation: Was your wallet lost or stolen? We’ll help you cancel any debit or credit cards in your wallet, and work with you on a recovery plan to secure your IDs and information.Bank Account Monitoring: Get alerted if someone tries to add unauthorized account holders or remove your name from an existing bank account.Financial Transaction Monitoring: Link your bank accounts and credit card accounts to track spending activity.Credit Scores and Reports: Get a monthly credit score¹ and annual credit reports from the major bureaus so you can keep track of your credit history.Credit Lock: Easily lock and unlock your Experian credit file to secure your credit from unwanted inquiries.Get notified if we detect any inquiries to your credit files across Equifax, Transunion, and Experian. Credit monitoring: Get near-real time alerts to prevent fraud.Beware, as change of address fraud has become a common scam used to redirect your mail to unauthorized destinations.Įverything that you do online leaves a digital footprint, and it’s possible for a criminal to access your personal information with only an email.Ĭall us at 1-84 to learn more about identity theft monitoring & credit monitoring features included in our protection plans.Īt Aura, we’re focused on helping you protect your personal finances. ![]() Identity thieves may also try to steal your physical mail to obtain financial information such as your bank account number. Physical Theft - If you lose your wallet and a thief finds your driver’s license or Social Security card, they can use that information to commit id theft.That's why you should never open spam emails, and never click on any strange links you don't recognize. In the worst case scenario, they'll phish your online banking information and drain your bank account, making it a nightmare scenario to recover any stolen funds. If they gain access to any online accounts, they'll use it to commit fraudulent activity while pretending to be you. Identity thieves are also targeting children with phishing attacks on social media and online gaming forums. They’ll pressure you to “confirm your identity” or "prove it's really you" by asking you to enter your username and password. Phishing Attacks - These attacks are commonly delivered by email, text message, and even DMs on social media from people you don't recognize.Get even more peace of mind with a secure VPN, so you can browse public Wi-Fi networks without worry of being hacked. This is why you should always use an antivirus solution to protect yourself against malware. Hackers can infect your devices with harmful software such as ransomware, and leverage that to steal your data and and even extort you for money. Viruses & Malware - If you ever visited an unknown website, clicked on a strange link, or connected an unfamiliar USB into your device, these activities may put you at risk of accidentally downloading malware.Stolen data can, for example, include any personal information you've saved on a shopping website, from passwords to credit card details to Social Security numbers. Data Breaches - Modern day scammers can hack a company’s database or obtain stolen information from the Dark Web. ![]() While there are many warning signs of identity theft, here are 4 common identity theft techniques: ![]()
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